It took the illustrious group of Morbi over 10 years to acknowledge protection claims for harms managed to royal residences in Morbi’s Darbargadh by the 2001 quake. At last, in light of an objection documented by Mumbai-based Vijaykunverba Sahib of Morbi’s recent regal family, the National Consumer Dispute Redressal Commission requested Oriental Insurance Co Ltd to pay a further whole of Rs 2.48 crore with 9% enthusiasm from 2003, well beyond the underlying installment of Rs 2.49 crore it had made in 2003 to settle the cases. At that point the organization had figured the misfortunes at Rs3.07 crore, paid Rs2.49 crore and offered to pay another Rs57 lakh later, driving the regal family to start the protracted court fight in 2006.
Interestingly, a joint report by two surveyor firms, one delegated by the insurance agency and the other by the illustrious family, had at first pegged the aggregate misfortune to the royal residences and structures at Rs5.80 crore on February 2001. Later, the net balanced misfortune was processed at near Rs4.9 crore for the eight structures including Kacheri Hall, Marble Palace, Mirror Palace and old royal residence office. However, the insurance agency declined to acknowledge the calculation of misfortunes appeared in that report.
The regal family had guaranteed every one of the castles and structures in Darbargadh situated crosswise over about 1.5 lakh sq m range for 1999-2000 and recharged protection for the following year as well. The whole guaranteed under Standard Fire and Special Perils Policy was Rs9.23 crore for structures and Rs2 crore for furniture and substance, and Rs1.43 crore for new developments. The premium was Rs84,038 for whole protection sum. The property was really under-protected by more than 8% in the wake of assessing the estimation of the endless supply of 75% deterioration of their unique quality – which remained at somewhat over Rs46 crore.